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When outside temperatures begin to drop, one of the most costly consequences is the increased energy it takes to maintain a comfortable home. It may be tempting to lower the temperature on a thermostat and bear the chilly repercussions, but there are several ways to reduce your winter utility bill while staying warm and cozy.

As the holiday season gets into full swing, many families decorate to spread some cheer and make their homes more festive. While holiday decorations can be fun and beautiful, they can also present fire hazards. To keep your home and family safe this holiday season, consider the following decorating tips.

The average adult who is at a healthy weight gains one pound during the holidays. For those that are already overweight, their weight gain is normally at least five pounds around the holidays. In spite of the statistics, there are some healthy things you can do while celebrating to stay in control of your eating and drinking.

If someone were to ask you what was covered under your auto insurance policy, would you be able to tell them? Like most of us, you would probably have a hard time confidently answering that question. The more you understand your policy, the more peace of mind you have knowing you are sufficiently covered in an accident. To help you develop a better understanding of your policy, here are six types of coverage that it may include.

The Centers for Disease Control and Prevention (CDC) recommends anyone over the age of 6 months get a flu shot each year. Unfortunately, many people don’t get one because they believe one or more of the following myths.

Workplace accidents cost your company in lost productivity, employee morale, increased expenses and much more. Take a proactive approach to accident investigations to promote safety and build a defense against fraud.

Diabetes is a condition in which your body doesn’t properly process food for use as energy. If you have diabetes, your body either doesn’t make enough insulin or can’t use its own insulin as well as it should. This chronic disease is the seventh-leading cause of death in the U.S. and the number one cause of kidney failure, lower-limb amputations and adultonset blindness. While there are different types of diabetes, Type 2 diabetes is the most common. Fortunately, it’s also preventable.

According to the National Fire Protection Association, supplemental heating equipment is the leading cause of home fires from December through February, and the second leading cause of home fires year-round.

According to the American Institute of Stress, 80 percent of U.S. workers feel stressed on the job and workplace stress costs about $300 billion in lost productivity annually.

The flu is contracted by breathing in contaminated air from someone who has the virus, or by touching something that has the flu virus on it and then touching your nose or mouth.