Multi-tasking is a great skill to have, but not when you are driving.
A study from the University of Minnesota found that talking on a cell phone while driving impairs one’s ability even more than driving while intoxicated. Talking on a cell phone and other driver distractions pose a major hazard to everyone on the road.
Boosting Insurance Rates
Recent studies have also shown that receiving a distracted driving violation can increase your auto insurance premiums by an average of 19.7%. Insurance penalty amounts vary by state, with some states issuing penalties that may raise your insurance rates by 56%.
With car insurance premiums already at an all-time high, it’s important to eliminate distractions to avoid a penalty.
Avoid the following when Driving:
- Texting, talking or playing on your phone
- Tinkering with the stereo or navigation systems
- Eating food or drinking beverages
- Interacting with the passengers in your vehicle
Whether it’s using software to track a driver’s smart phone usage while on the road, or by continuing to boost driver penalty amounts—insurers are working to penalize those contributing to this dangerous epidemic. Be sure to minimize distractions in order to avoid costly premium increases.
This content is strictly informational and should not be used as specific advice on insurance products, legal, accounting, and/or tax related matters. Insureds should always contact the appropriate licensed professional for their insurance, legal, accounting, or tax needs.