The LDAHPT is a private, not-for-profit, self-funded, health benefit plan developed by the Louisiana Dental Association (LDA) exclusively to help member dentists and their staffs battle the increasing cost of providing health care benefits for themselves and their families. The LDAHPT utilizes the buying power of its association members as a combined group to provide healthcare benefits at competitive rates for qualifying members through a Multiple Employer Welfare Arrangement (MEWA).
To learn more about the Louisiana Dental Association Health Plan Trust, check out our frequently asked questions or view the different plan options. To get in touch with our team directly, complete the contact form below and a teammate will get in touch promptly.
The LDAHPT is designed to offer significant savings to most member dentists. It is unique and only available to LDA members and their staffs. Because the LDAHPT is a self-insured plan, it has many benefits, including the ability to design plan and deductible options, bring group rates to even solo practitioners, choose networks and features, and keep costs low by avoiding the state insurance premium tax and many of the ACA’s mandated taxes.
Group health plans – like the LDAHPT – qualify as a business expense for the employer. And, employees may pay with pre-tax dollars through a payroll deduction. Best of all, since group plans typically have lower premium rates than individual plans there are likely to be substantial premium savings for many members.