David Charpentier

David Charpentier brings 41 years of experience to the Brown & Brown of Louisiana team. He began his insurance career in 1977 with a small closely owned regional life insurance company selling and servicing Life, Health and Accident insurance products. In 1980 he was recruited by The Prudential Insurance Company of America as a District Sales Agent, where he spent 15 years in multi-line sales. In the 1990s, David joined a small Property and Casualty agency working in the Life and Health Department, specializing in Group Health Insurance. In 2001 he joined a Brown & Brown subsidiary Claims Administrator as Customer Service Manager and progressed through various roles to become Vice President of Operations – a role he served until the Administrator was divested in 2004. David stayed on as a Senior Account Executive until 2009, and re-joined Brown & Brown of Louisiana in the Benefits Department at that time. Over the years, David has gained extensive experience with Self Funded Health Plans, as well as with Insured Plans. With the passage of the Affordable Care Act, David became the in-house compliance expert on the Affordable Care Act as well as ERISA, HIPAA, COBRA and the other laws and regulations that affect Employee Benefits Plans. David is a member of the National Association of Health Underwriters, and the Acadiana Association of Health Underwriters. He has served as Education and Professional Development Chairman as well as President. He is also a Board Member of the Louisiana Association of Health Underwriters Political Action Committee. David has experience & expertise in supporting the insurance needs of businesses in the following industries: • Health Care • Professional Services • Public Entities